Car Buying Made Easy

car buying made easy

It’s hard to beat the options we have for qualified members at RVCU!

Buying a new car? Let us get you pre-approved, so you’ll have more negotiating power when it’s time to buy. We offer up to 125 percent financing with terms up to 84 months. We also offer you credit life and disability insurance, guaranteed asset protection coverage, and extended warranty coverage.

The options are just as good for used automobiles. We offer the same on-site financing and coverage options, along with pre-approvals. We’ll offer up to 125% of NADA average retail value and up to 84-month loans, depending on the amount, credit, and age of car.

How much can I afford for an auto loan?

Know before you shop! Learn about the loan payments and interest rates that work for you with our financial calculators.

What is a CARFAX report?

A CARFAX report is the preferred vehicle history report. Every CARFAX report contains information that can impact your decision about a used vehicle. Some types of information that a CARFAX report may include are:

Accident and damage indicators, such as airbag deployments
Title information, including salvaged titles, Lemon history or Flood damage
Total loss accident history
Odometer readings & service records
Number of owners & vehicle use (taxi, rental, lease, etc.)

How to provide a CARFAX report:

In many cases, the dealership you are working with can provide you with a free copy of the CARFAX report. In other situations, your Lending Specialist will order one for you which will be included in your loan documents.

Can I refinance my auto loan?

You might love your car, but not your loan. We can fix that! Whether you aim to lower your monthly payment, pay off your loan earlier, or lock in a better interest rate, RVCU is ready to help you make the changes you need.

Lease vs Buy?

Use this calculator to help you decide.