One of the biggest differences between credit unions and banks is that credit unions are member owned. What does it mean to be member owned? It means that most of the income we make goes back into our members’ pockets! One of the ways we do that is by offering great rates on loans and savings accounts.
CHECK OUT OUR AWESOME RATES BELOW TO LEARN MORE!
Account Rates
Savings
| Interest Rate | Annual Percentage Yield (APY) | |
|---|---|---|
| Primary Savings | 0.15% | 0.15%** |
| Secondary Savings | 0.15% | 0.15%** |
**APY = Annual Percentage Yield. A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
IRAs
| Interest Rate | Annual Percentage Yield (APY) | |
|---|---|---|
| IRA | 0.50% | 0.50%** |
**APY = Annual Percentage Yield. A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
Health Savings Accounts (HSAs)
| Interest Rate | Annual Percentage Yield (APY) | |
|---|---|---|
| Health Savings Account | 0.15% | 0.15%** |
**APY = Annual Percentage Yield. A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
Certificates (CDs)
| Minimum Deposit | 12 Mo. Interest Rate/Annual Percentage Yield (APY) | 18 Mo. Interest Rate/Annual Percentage Yield (APY) | 24 Mo. Interest Rate/Annual Percentage Yield (APY) | 30 Mo. Interest Rate/Annual Percentage Yield (APY) | 36 Mo. Interest Rate/Annual Percentage Yield (APY) |
|---|---|---|---|---|---|
| $1,000 | 2.72% / 2.75% | 2.72% / 2.75% | 2.72% / 2.75% | 2.72% / 2.75% | 2.72% / 2.75% |
| $10,000 | 2.96% / 3.00% | 2.96% / 3.00% | 2.96% / 3.00% | 2.96% / 3.00% | 2.96% / 3.00% |
| $50,000 | 3.20% / 3.25% | 3.20% / 3.25% | 3.20% / 3.25% | 3.20% / 3.25% | 3.20% / 3.25% |
**APY = Annual Percentage Yield. $25 minimum deposit required in a share savings account to establish credit union membership. Fees could reduce the earnings on the account.
Certificates (CDs) - Promotional
| Minimum Deposit | 6 Mo. Interest Rate/Annual Percentage Yield (APY)** | 15 Mo. Interest Rate/Annual Percentage Yield (APY)** |
|---|---|---|
| $1,000 | 4.265% / 4.35% | 4.17% / 4.25% |
| $10,000 | 4.265% / 4.35% | 4.17% / 4.25% |
| $50,000 | 4.265% / 4.35% | 4.17% / 4.25% |
**APY = Annual Percentage Yield. $25 minimum deposit required in a share savings account to establish credit union membership. Fees could reduce the earnings on the account.
Save to Win
| Product | Minimum Deposit | 12 Mo. Interest Rate/Annual Percentage Yield (APY)** |
|---|---|---|
| 12 Month Save to Win Certificate | 2.72% | 2.75% |
Checking
Checking
| Checking Account | Interest Rate | Annual Percentage Yield (APY)** |
|---|---|---|
| 815 Spend | 2.96% | 3.00% |
| Everyday Spend | 0.15% | 0.15% |
**APY = Annual Percentage Yield. A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
Money Market
Dividend is paid for the highest tier that has a balance for the entire balance.
| Interest Rate | Annual Percentage Yield (APY)** | |
|---|---|---|
| Tier 1 - $2,500 - $9,999.99 | 1.00% | 1.00% |
| Tier 2 - $10,000 - $24,999.99 | 1.49% | 1.50% |
| Tier 3 - $25,000 - $74,999.99 | 1.98% | 2.00% |
| Tier 4 - $75,000 and above | 2.47% | 2.50% |
**APY = Annual Percentage Yield. A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
Loan Rates
Personal
| Loan Type | Annual Percentage Rate (APR) as Low as |
|---|---|
| Personal Loans | 10.99% for 36 months at $32.50 per $1,000 |
For more information and to apply, please visit our Personal Loans page.
Vehicle Loan Rates
Motorcycle
| Loan Type | Annual Percentage Rate (APR) as Low As |
|---|---|
| Motorcycle | 5.50% for 36 months at $30.20 per $1,000 |
RV/Boat
Campers, Boat packages, Travel Trailers, 5th Wheels, Motor Home Loans
| Loan Type | Annual Percentage Rate (APR) as Low As |
|---|---|
| New/Used RV or Boat | 6.25% for 36 months at $30.54 per $1,000 |
ATV
| Loan Type | Annual Percentage Rate (APR) as Low As |
|---|---|
| New/Used ATV | 8.50% for 36 months at $31.57 per $1,000 |
Vehicle
| Loan Type | Annual Percentage Rate (APR) as Low as |
|---|---|
| New/Used Vehicle | 4.99% for 36 months at $29.97 per $1,000 |
For more information and to apply, please visit our Vehicle Loans page.
Mortgage
About Mortgage queries; contacts: Interested in learning about the great rates we offer on mortgages? Contact us today and ask to speak to a real estate specialist!
