Whether you’re saving for something fun or just preparing for a rainy day, Rock Valley Credit Union has a savings account to help you meet your short-and long-term goals. Review our range of options and choose the account (Or two! Or three!) that works best for you. Let’s make your dreams a reality!
Getting Started
Sometimes you just need a little help making those big purchases, you know? Or maybe you’re ready to consolidate debt at a lower interest rate?
DON’T WORRY, WE’VE GOT YOU COVERED!
RVCU offers personal loans with flexible terms and low interest rates so you can handle whatever comes your way. No matter your goals or credit history, we have a loan option for you:
- Personal Loans: Collateral-free loans up to $15,000 with approval and interest rates determined by your credit history.
- Credit Builder Loans: For members looking to establish or rebuild their credit. Loan proceeds are deposited into a share account with a hold, and released once the loan is paid in full.
- Share Secured Loans: For members trying to establish good credit, Share Secured Loans allow you to use your RVCU savings account or share certificate as collateral for your loan.
- Overdraft Protection Loans: This line of credit is available with our checking accounts to provide that little extra cushion for unexpected overdrafts. Monthly payments are low, so it won’t break your budget.
Calculators
Wondering how much you can afford? Check out our loan calculators to help you decide what’s right for you!
Resources & Promotions
Flex your budget. Pay your way. Buy Now, Pay Later (BNPL) offers two types of ways to pay for purchases that are available to eligible members with RVCU Checking Accounts. Whether you are planning a purchase or looking to spread out payments for one you’ve already made, Buy Now, Pay Later from RVCU can help […]
Contact
Questions about personal loans?
Reach out today!
