Personal Loans

Whether you’re saving for something fun or just preparing for a rainy day, Rock Valley Credit Union has a savings account to help you meet your short-and long-term goals. Review our range of options and choose the account (Or two! Or three!) that works best for you. Let’s make your dreams a reality!

Getting Started

Sometimes you just need a little help making those big purchases, you know? Or maybe you’re ready to consolidate debt at a lower interest rate?

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DON’T WORRY, WE’VE GOT YOU COVERED!

RVCU offers personal loans with flexible terms and low interest rates so you can handle whatever comes your way. No matter your goals or credit history, we have a loan option for you:

  • Personal Loans: Collateral-free loans up to $15,000 with approval and interest rates determined by your credit history.
  • Share Secured Loans: For members trying to establish good credit, Share Secured Loans allow you to use your RVCU savings account or share certificate as collateral for your loan.
  • Overdraft Protection Loans: This line of credit is available with our checking accounts to provide that little extra cushion for unexpected overdrafts. Monthly payments are low, so it won’t break your budget.

Calculators

Wondering how much you can afford? Check out our loan calculators to help you decide what’s right for you!

Resources & Promotions

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Whether you're starting your passion project, planning your next big move, or just looking to consolidate your debt, RVCU can help with a personal loan.
BNPL helps you plan purchases with payment plans.

Flex your budget. Pay your way.    Buy Now, Pay Later (BNPL) is here! BNPL offers two types of services available to eligible members with Everyday Spend Checking Accounts and 815 Spend Checking Accounts. Whether you are planning a purchase or looking to spread out payments for one you’ve already made, Buy Now, Pay Later from […]

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What is a credit score and how does it work?
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Contact

Questions about personal loans?

Reach out today!

PERSONAL LOAN CONTACT INFORMATION

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